Decisions, Decisions

Company: Marine Concepts, Cape Coral

Executive: Matt Chambers, president

Industry: Manufacturing

Number of Employees: 143

Health insurance challenge: Marine Concepts President Matt Chambers is reviewing all his options because his company's health insurance renewal is coming up this summer.

To sort it out, Chambers recently ordered a book called “Navigating Obamacare” that's popular in management circles. “Every time I go to Barnes & Noble they're sold out.” The reason: “People don't understand it at all, even some of the insurance people.” Chambers says he's getting different answers depending on with whom he speaks.

Chambers wonders: “Do we go into a government program? Pay a penalty? Do we offer options? There's so much on the table right now.”

Chambers says providing health care insurance goes beyond the company's bottom line. “It's not just a financial decision, because it's a personal decision, too.”

The company doesn't want its employees to be at the mercy of a poorly run government plan, Chambers says. “It's overwhelming,” he says. “You do your homework and think passionately about your employees. Your employees have families, children, medical conditions. We know it's going to cost more, and our employees are already feeling the pain.”