Gulf Coast Banks and Thrifts (Stats)

Gulf Coast Banks and Thrifts (Stats)

ASSETS

($s in 000s)

Institution City 2004 assets 2005 assets Chg. $ Chg %

Synovus Bank of Tampa Bay St. Petersburg $351,546 $1,066,049 $714,503 203.2%

Raymond James Bank, FSB St. Petersburg $926,720 $1,490,049 $563,329 60.8%

Orion Bank Naples $1,252,134 $1,728,693 $476,559 38.1%

IronStone Bank Fort Myers $1,499,260 $1,854,938 $355,678 23.7%

Florida Community Bank Immokalee $660,027 $906,143 $246,116 37.3%

Coast Bank of Florida Bradenton $384,457 $550,093 $165,636 43.1%

Florida Capital Bank,

National Association Tarpon Springs $41,625 $206,787 $165,162 396.8%

Bank of St. Petersburg Tampa $173,433 $337,948 $164,515 94.9%

Riverside Bank of the Gulf Coast Cape Coral $371,607 $526,821 $155,214 41.8%

Peninsula Bank Englewood $380,109 $508,129 $128,020 33.7%

Century Bank,

a Federal Savings Bank Sarasota $496,384 $611,110 $114,726 23.1%

Bay Cities Bank Tampa $193,325 $301,604 $108,279 56.0%

The Bank of Tampa Tampa $706,112 $813,940 $107,828 15.3%

First State Bank Sarasota $274,003 $372,681 $98,678 36.0%

Florida Gulf Bank Fort Myers $207,021 $300,277 $93,256 45.0%

Community Bank of Naples,

National Association Naples $293,359 $385,371 $92,012 31.4%

First Community Bank

of America St. Petersburg $239,310 $319,991 $80,681 33.7%

First Community Bank

of Southwest Florida Fort Myers $244,708 $324,916 $80,208 32.8%

First Priority Bank Bradenton $63,165 $140,550 $77,385 122.5%

Platinum Bank Brandon $224,861 $298,718 $73,857 32.8%

First Florida Bank Naples $273,356 $345,353 $71,997 26.3%

Old Florida Bank Fort Myers $245,763 $313,614 $67,851 27.6%

LandMark Bank of Florida Sarasota $167,189 $234,099 $66,910 40.0%

People's Community Bank

of the West Coast Sarasota $192,727 $255,668 $62,941 32.7%

Signature Bank St. Petersburg $164,380 $225,447 $61,067 37.1%

1st National Bank & Trust Bradenton $317,470 $376,987 $59,517 18.7%

Bank of Florida - Southwest Naples $246,729 $304,156 $57,427 23.3%

The Bank of Commerce Sarasota $204,678 $260,298 $55,620 27.2%

The Royal Palm Bank of Florida Naples $94,684 $147,378 $52,694 55.7%

Cornerstone Community Bank St. Petersburg $191,035 $243,280 $52,245 27.3%

First America Bank Bradenton $32,731 $84,469 $51,738 158.1%

Heritage Bank of Florida Lutz $106,331 $154,493 $48,162 45.3%

The Palm Bank Tampa $79,944 $121,240 $41,296 51.7%

Sanibel Captiva

Community Bank Sanibel $101,196 $141,485 $40,289 39.8%

Centerstate Bank West

Florida National Association Zephyrhills $207,277 $247,552 $40,275 19.4%

Marco Community Bank Marco Island $117,328 $156,618 $39,290 33.5%

Community Bank of Cape Coral Cape Coral $49,668 $85,857 $36,189 72.9%

Bank of Florida - Tampa Bay Tampa $34,368 $68,488 $34,120 99.3%

Flagship National Bank Bradenton $128,805 $162,276 $33,471 26.0%

Old Harbor Bank Clearwater $84,95 $117,353 $32,403 38.1%

First Citrus Bank Tampa $144,024 $175,926 $31,902 22.2%

Tarpon Coast National Bank Port Charlotte $145,893 $177,425 $31,532 21.6%

Patriot Bank Trinity $12,847 $43,876 $31,029 241.5%

Suncoast Bank Sarasota $100,834 $131,846 $31,012 30.8%

Horizon Bank Bradenton $122,847 $151,950 $29,103 23.7%

Bank of Naples Naples $79,201 $106,151 $26,950 34.0%

First Commercial Bank

of Tampa Bay Tampa $145,244 $171,25 4$26,010 17.9%

Pilot Bank Tampa $135,860 $161,365 $25,505 18.8%

Community Bank of Manatee Bradenton $160,979 $185,285 $24,306 15.1%

First Home Bank Seminole $69,635 $89,148 $19,513 28.0%

Southern Commerce Bank Tampa $72,758 $91,894 $19,136 26.3%

Valrico State Bank Valrico $133,058 $150,135 $17,077 12.8%

First National Bank of Pasco Dade City $91,953 $108,378 $16,425 17.9%

TCM Bank, National Association Tampa $123,634 $139,906 $16,272 13.2%

The Bank of Venice Venice $41,803 $56,723 $14,920 35.7%

Edison National Bank Fort Myers $143,610 $158,152 $14,542 10.1%

Sunshine State Federal Savings

and Loan Association Plant City $184,936 $196,732 $11,796 6.4%

Englewood Bank Englewood $172,761 $183,140 $10,379 6.0%

GulfStream Community Bank Port Richey $51,666 $60,511 $8,845 17.1%

Manatee River Community Bank Palmetto $117,301 $123,944 $6,643 5.7%

Century Bank of Florida Tampa $81,720 $85,985 $4,265 5.2%

Hillsboro Bank Plant City $67,455 $71,491 $4,036 6.0%

Members Trust Company Tampa $22,535 $23,469 $934 4.1%

Charlotte State Bank Port Charlotte $244,623 $242,767 -$1,856 -0.8%

Community National Bank

of Sarasota County Venice $109,634 $102,161 -$7,473 -6.8%

Pelican National Bank Naples $198,681 $180,144 -$18,537 -9.3%

Bay Financial Savings

Bank, F.S.B. Tampa $126,993 $82,782 -$44,211 -34.8%

Source: Federal Deposit Insurance Corp.

NET INCOME

($s in 000s)

2004 net 2005 net

Institution City income income Chg. $ Chg %

Synovus Bank of Tampa Bay St. Petersburg $3,163 $12,242 $9,079 287.0%

Orion Bank Naples $16,757 $25,015 $8,258 49.3%

Florida Community Bank Immokalee $12,680 $18,759 $6,079 47.9%

First Community Bank

of Southwest Florida Fort Myers $3,397 $6,553 $3,156 92.9%

Riverside Bank of the Gulf Coast Cape Coral $2,902 $6,005 $3,103 106.9%

Bank of St. Petersburg Tampa -$1,804 $1,122 $2,926 nm

Bank of Florida - Southwest Naples $1,182 $4,021 $2,839 240.2%

The Bank of Tampa Tampa $5,799 $8,396 $2,597 44.8%

Raymond James Bank, FSB St. Petersburg $5,952 $8,545 $2,593 43.6%

First Florida Bank Naples $3,119 $5,566 $2,447 78.5%

Century Bank, a Federal

Savings Bank Sarasota $5,667 $7,946 $2,279 40.2%

Charlotte State Bank Port Charlotte $3,327 $5,198 $1,871 56.2%

First State Bank Sarasota $2,152 $3,958 $1,806 83.9%

People's Community Bank

of the West Coast Sarasota $810 $2,504 $1,694 209.1%

Marco Community Bank Marco Island -$14 $1,562 $1,576 nm

Peninsula Bank Englewood $4,375 $5,929 $1,554 35.5%

Old Florida Bank Fort Myers $608 $2,084 $1,476 242.8%

Edison National Bank Fort Myers $807 $2,210 $1,403 173.9%

Community Bank of

Naples, National Association Naples $4,124 $5,446 $1,322 32.1%

Platinum Bank Brandon $2,786 $4,028 $1,242 44.6%

LandMark Bank of Florida Sarasota $909 $2,091 $1,182 130.0%

First Priority Bank Bradenton -$961 $19 $980 nm

Flagship National Bank Bradenton $1,035 $1,933 $898 86.8%

First Community Bank of America St. Petersburg $2,044 $2,853 $809 39.6%

Signature Bank St. Petersburg $848 $1,630 $782 92.2%

Southern Commerce Bank Tampa $143 $869 $726 507.7%

The Bank of Commerce Sarasota $1,445 $2,141 $696 48.2%

Community Bank of Cape Coral Cape Coral -$459 $236 $695 nm

The Royal Palm Bank of Florida Naples $100 $795 $695 695.0%

First Commercial Bank

of Tampa Bay Tampa $898 $1,570 $672 74.8%

Sanibel Captiva Community Bank Sanibel $731 $1,389 $658 90.0%

The Bank of Venice Venice -$186 $468 $654 nm

Heritage Bank of Florida Lutz $1,106 $1,743 $637 57.6%

First Citrus Bank Tampa $820 $1,420 $600 73.2%

Florida Gulf Bank Fort Myers $938 $1,520 $582 62.0%

Horizon Bank Bradenton $953 $1,480 $527 55.3%

Cornerstone Community Bank St. Petersburg $1,404 $1,907 $503 35.8%

Englewood Bank Englewood $1,261 $1,738 $477 37.8%

Suncoast Bank Sarasota $473 $948 $475 100.4%

Community National Bank

of Sarasota County Venice $2,140 $2,602 $462 21.6%

Community Bank of Manatee Bradenton $1,028 $1,430 $402 39.1%

1st National Bank & Trust Bradenton $3,219 $3,605 $386 12.0%

Members Trust Company Tampa -$1,113 -$744 $369 nm

Bank of Florida - Tampa Bay Tampa -$703 -$354 $349 nm

The Palm Bank Tampa $16 $351 $335 2093.8%

TCM Bank, National

Association Tampa $714 $1,027 $313 43.8%

First National Bank of Pasco Dade City $1,077 $1,345 $268 24.9%

Manatee River Community Bank Palmetto $756 $1,007 $251 33.2%

Century Bank of Florida Tampa $628 $876 $248 39.5%

Old Harbor Bank Clearwater -$236 $0 $236 nm

First America Bank Bradenton -$816 -$583 $233 nm

Bank of Naples Naples $672 $881 $209 31.1%

Valrico State Bank Valrico $1,722 $1,919 $197 11.4%

Sunshine State Federal Savings

and Loan Association Plant City $1,077 $1,259 $182 16.9%

GulfStream Community Bank Port Richey $237 $403 $166 70.0%

Hillsboro Bank Plant City $803 $911 $108 13.4%

IronStone Bank Fort Myers -$2,983 -$2,879 $104 nm

First Home Bank Seminole $1,487 $1,533 $46 3.1%

Centerstate Bank West Florida

National Association Zephyrhills $2,593 $2,583 -$10 nm

Bay Cities Bank Tampa $1,192 $1,144 -$48 nm

Tarpon Coast National Bank Port Charlotte $682 $469 -$213 nm

Pilot Bank Tampa $1,187 $959 -$228 nm

Patriot Bank Trinity -$144 -$464 -$320 nm

Bay Financial Savings

Bank, F.S.B. Tampa $1,143 $655 -$488 nm

Pelican National Bank Naples $118 -$1,003 -$1,121 nm

Coast Bank of Florida Bradenton $997 -$556 -$1,553 nm

Florida Capital Bank,

National Association Tarpon Springs -$195 -$6,476 -$6,281 nm

Source: Federal Deposit Insurance Corp.

ROE

($s in 000s)

Institution City ROE 2004 ROE 2005 Change

First Priority Bank Bradenton -12.50 0.14 12.64

Marco Community Bank Marco Island -0.20 12.43 12.63

Bank of St. Petersburg Tampa -7.87 4.00 11.87

Edison National Bank Fort Myers 9.04 20.86 11.82

Bank of Florida - Southwest Naples 7.76 18.53 10.77

Community Bank of Cape Coral Cape Coral -6.04 3.05 9.09

Charlotte State Bank Port Charlotte 25.45 34.38 8.93

The Bank of Venice Venice -3.00 5.93 8.93

Southern Commerce Bank Tampa 1.53 8.80 7.27

People's Community Bank

of the West Coast Sarasota 5.68 12.42 6.74

Old Florida Bank Fort Myers 2.86 9.29 6.43

Riverside Bank of the Gulf Coast Cape Coral 11.05 17.42 6.37

LandMark Bank of Florida Sarasota 8.31 14.18 5.87

Platinum Bank Brandon 18.60 23.68 5.08

The Royal Palm Bank of Florida Naples 1.14 6.04 4.90

First Commercial Bank

of Tampa Bay Tampa 9.30 13.62 4.32

Florida Community Bank Immokalee 22.27 26.40 4.13

Synovus Bank of Tampa Bay St Petersburg 4.66 8.69 4.03

Bank of Florida - Tampa Bay Tampa -8.08 -4.29 3.79

Signature Bank St Petersburg 7.87 11.65 3.78

Flagship National Bank Bradenton 15.07 18.80 3.73

Sanibel Captiva Community Bank Sanibel 10.37 13.94 3.57

First America Bank Bradenton -8.69 -5.42 3.27

The Palm Bank Tampa 0.15 3.38 3.23

First Community Bank

of Southwest Florida Fort Myers 21.18 24.38 3.20

Heritage Bank of Florida Lutz 12.33 15.43 3.10

First Citrus Bank Tampa 5.00 8.10 3.10

Members Trust Company Tampa -6.37 -3.31 3.06

The Bank of Tampa Tampa 12.01 14.88 2.87

Horizon Bank Bradenton 12.73 15.51 2.78

The Bank of Commerce Sarasota 10.81 13.47 2.66

Peninsula Bank Englewood 15.31 17.94 2.63

Old Harbor Bank Clearwater -2.40 0.00 2.40

First Florida Bank Naples 14.57 16.97 2.40

Century Bank of Florida Tampa 7.47 9.76 2.29

Florida Gulf Bank Fort Myers 6.59 8.79 2.20

Cornerstone Community Bank St Petersburg 9.88 12.07 2.19

Manatee River Community Bank Palmetto 9.88 11.72 1.84

Bank of Naples Naples 11.12 12.87 1.75

"Century Bank, a Federal

Savings Bank" Sarasota 19.52 21.22 1.70

Orion Bank Naples 18.05 19.74 1.69

Community Bank of Manatee Bradenton 9.87 11.43 1.56

First Community Bank of America St Petersburg 12.01 13.50 1.49

Englewood Bank Englewood 6.04 7.52 1.48

Suncoast Bank Sarasota 5.46 6.90 1.44

First National Bank of Pasco Dade City 15.09 16.48 1.39

Community National Bank

of Sarasota County Venice 27.92 29.22 1.30

Community Bank of Naples,

National Association Naples 19.64 20.65 1.01

GulfStream Community Bank Port Richey 3.82 4.62 0.80

TCM Bank, National Association Tampa 5.94 6.55 0.61

Hillsboro Bank Plant City 9.44 9.97 0.53

Sunshine State Federal Savings

and Loan Association Plant City 5.16 5.68 0.52

IronStone Bank Fort Myers -1.54 -1.36 0.18

1st National Bank & Trust Bradenton 13.15 12.79 -0.36

Valrico State Bank Valrico 15.93 15.47 -0.46

Raymond James Bank, FSB St Petersburg 7.94 7.41 -0.53

First State Bank Sarasota 9.83 9.22 -0.61

First Home Bank Seminole 23.11 21.84 -1.27

Centerstate Bank West

Florida National Association Zephyrhills 17.40 15.18 -2.22

Bay Financial Savings

Bank, F.S.B. Tampa 5.37 2.92 -2.45

Bay Cities Bank Tampa 8.57 6.03 -2.54

Patriot Bank Trinity -1.53 -5.07 -3.54

Pilot Bank Tampa 11.15 6.79 -4.36

Tarpon Coast National Bank Port Charlotte 6.92 2.18 -4.74

Coast Bank of Florida Bradenton 3.70 -1.63 -5.33

Pelican National Bank Naples 0.78 -6.47 -7.25

Florida Capital Bank,

National Association Tarpon Springs -3.36 -28.74 -25.38

Source: Federal Deposit Insurance Corp.

ROA

($s in 000s)

Institution City ROA 2004 ROA 2005 Change

Members Trust Company Tampa -6.08 -3.16 2.92

First Priority Bank Bradenton -2.42 0.02 2.44

First America Bank Bradenton -3.43 -1.01 2.42

Bank of St. Petersburg Tampa -1.37 0.44 1.81

Community Bank of Cape Coral Cape Coral -1.25 0.34 1.59

The Bank of Venice Venice -0.56 0.94 1.50

Bank of Florida - Tampa Bay Tampa -2.05 -0.67 1.38

Marco Community Bank Marco Island -0.02 1.12 1.14

Bank of Florida - Southwest Naples 0.57 1.52 0.95

Edison National Bank Fort Myers 0.59 1.39 0.80

Southern Commerce Bank Tampa 0.23 1.01 0.78

Synovus Bank of Tampa Bay St. Petersburg 0.97 1.70 0.73

People's Community Bank

of the West Coast Sarasota 0.50 1.06 0.56

The Royal Palm Bank of Florida Naples 0.13 0.67 0.54

Riverside Bank of the Gulf Coast Cape Coral 0.91 1.35 0.44

Old Florida Bank Fort Myers 0.30 0.74 0.44

Flagship National Bank Bradenton 0.94 1.36 0.42

Old Harbor Bank Clearwater -0.41 0.00 0.41

LandMark Bank of Florida Sarasota 0.60 1.00 0.40

Charlotte State Bank Port Charlotte 1.80 2.14 0.34

First State Bank Sarasota 0.91 1.24 0.33

First Commercial Bank

of Tampa Bay Tampa 0.68 1.01 0.33

First Community Bank

of Southwest Florida Fort Myers 1.80 2.13 0.33

First Florida Bank Naples 1.42 1.74 0.32

The Palm Bank Tampa 0.03 0.34 0.31

Suncoast Bank Sarasota 0.51 0.81 0.30

Community National Bank

of Sarasota County Venice 2.13 2.42 0.29

First Citrus Bank Tampa 0.62 0.90 0.28

Sanibel Captiva Community Bank Sanibel 0.89 1.15 0s.26

The Bank of Tampa Tampa 0.86 1.10 0.24

Florida Community Bank Immokalee 2.15 2.38 0.23

Englewood Bank Englewood 0.74 0.96 0.22

Horizon Bank Bradenton 0.88 1.09 0.21

Signature Bank St. Petersburg 0.63 0.83 0.20

Heritage Bank of Florida Lutz 1.14 1.33 0.19

Platinum Bank Brandon 1.32 1.51 0.19

Orion Bank Naples 1.53 1.72 0.19

GulfStream Community Bank Port Richey 0.51 0.70 0.19

Bank of Naples Naples 0.86 1.03 0.17

Century Bank, a Federal

Savings Bank Sarasota 1.26 1.43 0.17

Century Bank of Florida Tampa 0.89 1.04 0.15

Peninsula Bank Englewood 1.23 1.36 0.13

Community Bank of Manatee Bradenton 0.69 0.80 0.11

Manatee River Community Bank Palmetto 0.72 0.83 0.11

"TCM Bank, National Association" Tampa 0.69 0.79 0.10

The Bank of Commerce Sarasota 0.82 0.91 0.09

First National Bank of Pasco Dade City 1.23 1.31 0.08

Sunshine State Federal Savings

and Loan Association Plant City 0.59 0.65 0.06

First Community Bank of America St. Petersburg 0.97 1.03 0.06

Raymond James Bank, FSB St. Petersburg 0.66 0.72 0.06

IronStone Bank Fort Myers -0.22 -0.17 0.05

Cornerstone Community Bank St. Petersburg 0.85 0.89 0.04

Valrico State Bank Valrico 1.35 1.38 0.03

Florida Gulf Bank Fort Myers 0.57 0.58 0.01

Hillsboro Bank Plant City 1.23 1.24 0.01

Community Bank of Naples,

National Association Naples 1.54 1.54 0.00

1st National Bank & Trust Bradenton 1.07 1.04 -0.03

Centerstate Bank West Florida

National Association Zephyrhills 1.29 1.11 -0.18

Bay Cities Bank Tampa 0.68 0.48 -0.20

First Home Bank Seminole 2.14 1.94 -0.20

Tarpon Coast National Bank Port Charlotte 0.51 0.29 -0.22

Pilot Bank Tampa 0.87 0.64 -0.23

Bay Financial Savings Bank, F.S.B. Tampa 0.94 0.62 -0.32

Coast Bank of Florida Bradenton 0.30 -0.12 -0.42

Pelican National Bank Naples 0.05 -0.51 -0.56

Patriot Bank Trinity -1.12 -1.73 -0.61

Florida Capital Bank,

National AssociationTarpon Springs -0.68 -7.04 -6.36

Source: Federal Deposit Insurance Corp.